New Delhi: Whenever you take a loan for a car, bicycle or house, your civil score is checked first. If it is not good, then the bank refuses to give the loan. But now the government has given a big relief to such people. At present, the rule of banks is that if your civil score is bad, then you will not be able to take a loan from the bank. In fact, civil score is a major criterion for giving loans. The civil score of any person is from 300 to 900. His performance is decided on this basis.
The closer the civil score comes to 900, the more people are helped in taking loans and increasing the loan amount. It can also be understood that if someone's score is close to 300 or less than 600, then any bank can be negligent in giving loans.
But now news is coming that civil score will not be considered as a criterion in the case of loans because the government said in the Parliament that if someone has a bad civil score, then the bank cannot refuse to give a loan.
Even if the civil score is bad or low, banks will not refuse to give loans to people in such circumstances. If someone is applying for a loan for the first time, then in that case the banks will not ask for his civil score.